Systematic Investment Plan Systematic Investment Plan (SIP)
A method of investing a fixed amount in a mutual fund at regular intervals. किसी mutual fund में नियमित अंतराल पर एक fixed राशि निवेश करने का तरीक़ा।
A Systematic Investment Plan (SIP) lets investors put a fixed amount — as low as ₹100 — into a mutual fund at a chosen frequency (weekly, monthly, quarterly). Because you buy more units when the NAV is low and fewer when it is high, SIPs naturally average the purchase cost over time (rupee-cost averaging). SIPs have become a primary channel through which Indian retail investors participate in equity markets, and monthly SIP flows are tracked as an indicator of domestic retail sentiment.
Systematic Investment Plan (SIP) निवेशकों को ₹100 जितनी कम राशि किसी mutual fund में चुनी हुई frequency (weekly, monthly, quarterly) पर लगाने देता है। जब NAV कम होती है तो ज़्यादा units मिलते हैं और जब ऊँची होती है तो कम — इस तरह SIP समय के साथ purchase cost को औसत कर देता है (rupee-cost averaging)। SIP भारतीय retail investors के equity markets में भाग लेने का प्रमुख ज़रिया बन चुका है, और monthly SIP flows को घरेलू retail sentiment का indicator माना जाता है।